Terms & Conditions
Last Updated: July 2025
Welcome to the ZiMoney website. These Website Terms of Use ("Website Terms") apply to your access and use of www.zimoney.com (the "Website") and any content, information, text, graphics, or services made available through the Website. By using or browsing our Website, you agree to these Website Terms. If you do not agree, you should discontinue use of the Website.
1. General Information (Not Financial Advice)
The content on our Website is provided for general information purposes only. While we strive to ensure that the information is current and accurate, we do not guarantee its completeness or reliability.
No Financial or Legal Advice: Nothing on this Website constitutes financial advice, legal advice, or any other professional advice. The content does not take into account your personal objectives, financial situation, or needs. Before making any financial decisions or relying on information on this Website, you should consider seeking independent advice from a qualified professional. Any reliance you place on the information on the Website is at your own risk.
2. Acceptance of Use and Restrictions
You agree to use the Website lawfully and in accordance with these Terms. You must not use the Website:
In any way that violates any applicable law or regulation.
To distribute any harmful or disruptive content, including viruses, malware, or any other harmful code.
To attempt unauthorized access to any portion of the Website, servers, or systems.
To engage in any conduct that restricts or inhibits any other user from properly using the Website.
We reserve the right to restrict or terminate your access to the Website at any time if, in our opinion, you have violated these Terms or are misusing the Website.
3. Third-Party Links and Content
Our Website may contain links to third-party websites or may display content provided by third parties (for example, partner offers, articles, or comments). These links and content are provided for your convenience only.
External Links: We do not endorse and are not responsible for the content, products, services, or accuracy of any third-party websites. When you click on a third-party link, you will leave our Website and proceed at your own risk. We recommend you review the terms and privacy policies of any third-party sites you visit. ZiMoney will not be liable for any loss or damage that may arise from your use of third-party sites or resources.
4. Privacy
Our Privacy & Cookie Policy (available on this Website) applies to any personal information collected through your use of the Website. By using the Website, you consent to the collection and use of your information in accordance with our Privacy Policy. For example, we may collect browsing information via cookies as described in our Privacy Policy. Please review our Privacy & Cookie Policy to understand how we handle your data.
5. Disclaimer of Warranties
Website Provided "As Is": While we endeavor to provide a secure and functional Website, ZiMoney makes no representations or warranties of any kind, express or implied, as to the operation or availability of the Website or the accuracy, completeness, currency, or reliability of any information or content provided on the Website.
To the maximum extent permitted by law, we disclaim all warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components. It is your responsibility to use appropriate antivirus software or other protective measures.
6. Limitation of Liability
To the extent permitted by law, ZiMoney (including its directors, employees, and agents) will not be liable for any direct, indirect, special, incidental, or consequential losses or damages arising out of or in connection with your use of (or inability to use) the Website or the content on the Website. This includes, without limitation, any loss of profits, business interruption, loss of data, or damage to your computer systems, even if we have been advised of the possibility of such damage.
If any liability cannot be excluded by law, we limit our liability to the resupply of the relevant information or service, or the cost of such resupply, at our election.
Consumer Law: Nothing in these Terms of Use is intended to exclude or modify any rights you may have under the Australian Consumer Law or other applicable laws that cannot be lawfully excluded or modified.
7. Changes and Termination
ZiMoney may update these Website Terms from time to time. Any changes will be effective once published on this page. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
We reserve the right to withdraw or amend the Website, or any material or service provided on the Website, at any time without notice. We will not be liable if for any reason the Website (or any part of it) is unavailable at any time.
8. Governing Law
These Website Terms of Use, and any disputes arising from use of the Website, are governed by the laws of Australia. By using the Website, you submit to the exclusive jurisdiction of the courts of Australia. If any provision of these Terms is held to be unlawful, void, or unenforceable, that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.